Annual check-up, medical consultation, main benefits

ManipalCigna Health Insurance Company Limited launched ManipalCigna ProHealth Prime, cashless OPD coverage Insurancefinances day-to-day health expenses such as doctor’s consultation fees, prescribed diagnostic tests and pharmacy.

“In India, around 65% of total healthcare expenditure is out-of-pocket, which is not covered by most health insurance policies in the market. Therefore, to help reduce the burden of out-of-pocket expenses, ManipalCigna’s new cashless OPD cover under ManipalCigna ProHealth Prime offers policyholders an option of Rs 20,000, Rs 30,000 or Rs 50,000 per year. insurance, to cover the outpatient expenses they incur. , including dental, vision, physical doctor consultation fees, prescribed medications, etc. “, said the company in a press release.

Benefits of ManipalCigna ProHealth Prime

The ManipalCigna ProHealth Prime offers the following OPD benefits, different from other health insurance policies:

– Annual health check from the first year

– Medical consultation – Physics with more than 6000 doctors, more than 16 major consultation specialties, network based both in hospital and clinic

– Prescribed diagnostic expenditures in more than 20 chains and individual centers for all major laboratory tests

– Pharmacy fees prescribed for 1.60 Lac + medical items on 27,105 l PIN codes in 2890 cities and in-store pickup in more than 570 cities

– The plan provides unlimited 24/7 teleconsultations in 16 major Indian languages ​​with over 10000 doctors

– Reward points up to 20% on renewal bonus for reaching daily step count

– Second national opinion for 36 listed serious illnesses

– The plan provides a condition management program. There are discounts on prescription drugs, lab tests, and health supplements.

To avail of these OPD benefits, policyholders simply book cashless services for themselves and their dependents on the ManipalCigna app. “ManipalCigna ProHealth Prime also comes with an option to earn attractive reward points of up to 20% of your base premium for completing the number of predefined wellness steps in a day. rewards can be used for a discount on your renewal premium Cashless OPD coverage offers many other cost benefits that can help individuals save a lot of money over time,” the company said in a statement. Press release.

Speaking about the new cashless OPD coverage, Prasun Sikdar, Managing Director and CEO of ManipalCigna Health Insurance Company Limited, said, “At ManipalCigna, we believe in constantly innovating our product line to offer not only health insurance, but a complete healthcare solution. Our new cashless OPD proposal based on a unique and digital application under ManipalCigna ProHealth Prime helps our customers to reduce the burden of out-of-pocket expenses with just one click.

“Cashless OPD coverage is especially beneficial for people with higher out-of-pocket expenses or for parents with infants or young children who are prone to conditions that require over-the-counter medications or fairly frequent testing. These expenses are a lot, but go unnoticed by most health insurance plans. So, people who need regular OPD visits can benefit greatly from a health insurance plan that helps cover their cashless OPD expenses and keeps you fit with simplified wellness offerings,” a- he added.

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